Want to lower your monthly payments on your mortgage? Are you paying a high interest rate?

If you are currently paying more than one point higher in interest than the average rate advertised anywhere on television or in the newspapers it is time that you look into refinancing and lowering your payment. Everything you need to refinance can be found here on Credit Card Debt Consolidation. If you don't refinance you are only going to pay more money in interest than you really should.

Where do you start?

Start by using the online calculator and learning how much your monthly rate can change by inserting your old mortgage amount, the interest rate, and the number of months - and then do it all over again, using the balance of your mortgage, and the new lower interest rate and your preferred number of repayment months or years to find the low payment that will fit your household budget nicely!

After you have viewed the online mortgage calculator be sure to get your free online quote, yes FREE, so you understand more about your refinancing needs.